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COMMERCIAL FINANCE
PROPERTY INVESTMENT & PROPERTY DEVELOPMENT FINANCE
Real estate development finance is a form of commercial finance for funding residential, corporate, or mixed-use property. It’s a wide concept that includes term loans, mortgages, bridge loans, and even personal loans. It refers to the vast-scale funding of major construction or renovation projects. This type of finance could be used to fund a new residence, housing project, workspace expansion, or a revamping initiative. Development finance is pretty much the best type of property finance for start-up projects, such as building a house from scratch.
Finance for private property development
The term 'property finance' (without the 'development') is a catch-all phrase that refers to a variety of property-related funding options. Property finance includes bridging loans, project financing, commercial mortgage loans, and auction finance. The process involves examining the various building project loans available and their usage. Only after you have figured out the property or the place you want to invest in, you should consider your financing options.
Real estate development funding is used by real estate developers or stockholders to obtain financing for buying a target property. Private property development financing, as the names suggest, allow investors to borrow more money from external sources to buy or build an estate.
There are numerous creative options for real estate development finance, but the majority of them fall under equity or debt funding. Both debt and equity funding have distinct benefits.
There are various ways to finance projects. Solutions are adaptable and can be accommodated according to property requirements. A common way is using short-term funding for buying and construction. Withe Simplicity by your side, you don’t have to bother about any such financial concerns. You just need to share your requirements with us, we will take care of everything. Just give us a call.
Smart Commercial Property Loans and Advice
Yes, commercial mortgage brokers charge a fee for assisting clients with their requirement of commercial funding. And this might be a reason for you to not approach them because, as many commercial investors have discovered, working with a commercial mortgage lender ensures that your needs are met and you get the best possible deal. The bottom line is that you are offering to pay for an expert to be on your side and look out for your best interests.
You wouldn't go to court without a lawyer, so why would you finance your business loan without a commercial loan broker? If you’re short on time, the broker will be able to use their long-standing connection with the lender to speed up the processing of your request. Everyone requires the assistance of an advocate from time - to - time for big financial decisions. A commercial mortgage lender is your advocate when exploring the commercial loan market.
What Type of Commercial Properties Can You Get a Loan For?
A commercial property loan enables you to obtain high-value financing by mortgaging commercial properties. The commercial property could be used for your business or any other income-generating purpose. A commercial real estate loan is an option if you need sufficient, reasonable financing to help your business grow or purchase expensive equipment. A commercial property loan refers to a loan secured by commercial property, where you raise money by offering commercial property that you already own. Commercial property loans are sometimes referred to as money loans to purchase commercial properties. So you can get loans for both kinds of commercial properties. One that isready to be used or another that is ready to be constructed.
How We Help You
We have vast experience assisting and arranging commercial loans for small, medium, and large scale properties throughout Australia. We recently completed several significant land banking transactions in Sydney, with additional examples in Melbourne and Brisbane. Our team conducts a thorough investigation to determine whether a particular proposal, venture, or approach is feasible. The result of any feasibility report is a yes/no decision with recommendations on how to make it feasible.
WORKING CAPITAL
The lifeblood of any business is the ready access to cash. At Simplicity we understand this and have a high level of expertise in structuring working capital solutions and advising clients ways to maximise their available cash across a range of industries. Appropriate working capital advice can: free up cash from accounts receivables,
efficiently fund supplier payments locally and overseas
release property from your bank's security structure
SMSF LENDING
SMSF (or Self-Managed Super Fund) is a type of do it yourself Superannuation. We specialise in advising clients with the appropriate set up, structuring their superannuation, to help you set up and manage your own superannuation. This can allow you to gain greater control of your investments, provide flexibility in what you can invest in, more control of your tax and estate planning benefits. Our office can assist with facilitating SMSF lending
PRIVATE & CAVEAT LOANS
• 12 month ABN required
• No BAS required
• Unlimited Arrears
• Defaults unlimited paid or unpaid
• Judgments unlimited paid or unpaid
• Ex Bankrupts
• Residential, Investment, Rural or Commercial
• Construction and Development
• Exit strategy required
LOW DOC COMMERCIAL LOANS
Some borrowers cannot fully demonstrate all of the income they have available for servicing purposes. This is normally due to delays in completing tax returns for small business operators or because some elements of their income are not ‘allowable’ for credit assessment purposes. So Low Doc and No Doc loans can be approved based solely on the client making a declaration or their accountant about their own ability to service the loan.
Contact me to see how I can help with your mortgage or refinancing needs.